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Does robo advice compute?

  • On 07/07/2016
The increasing attention in Australia to technology-driven financial advice, dubbed robo-advice, raises numerous questions for investors, super funds, fund managers and financial advisers. What is robo-advice? Robo-advice, commonly referred to as digital advice and automated advice, is built on a foundation of rules and algorithms using client data to drive automated advice recommendations. In broad […]
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FUTURE SHOCK: HIDDEN GOVERNMENT DEBT

  • On 16/06/2016
All Australian Governments are battling to balance their annual budgets. The main theme of the Parties leading into the current Federal election is how best to set the levels of taxation and expenditure.  The decisions are inherently difficult and the Coalition and Labor have both retreated from positions of returning the Budget to surplus in […]
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Inside and outside super: A different tax regime for older Australians

  • On 06/06/2016
The recent federal Budget highlights that older wealthier Australians enter a different tax regime from age 55, becoming even better from age 65. Consideration of this different tax regime is critical for effective retirement planning, particularly given the proposed Budget changes to superannuation. (Rice Warner’s BUDGET 2016 – SIMPLY SUPER.) It seems that the days […]
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Budget Fairness

  • On 27/05/2016
Are the super changes fair? Wealthy Retirees The Federal Budget introduced the biggest range of changes to superannuation since the penultimate Costello Budget a decade ago which gave generous indefinite tax-free super to all people once they attain age 60. The 2016 Budget has made several proposed changes which collectively have made the system far […]
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