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What are the options for a smooth Pandemic exit strategy?

  • On 21/04/2020
Most Australians are now paying close attention to the pandemic sweeping the world.  As it is affecting every one of us, there is much discussion on death rates, flattening the curve, and the source and spread of new cases of COVID-19.  Actuaries are among those using existing skills and training to interpret the data and […]
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Using retirement money to solve today’s problems

  • On 27/03/2020
Fixing short-term cash flow The impact of COVID-19 has turned the world upside down.  In economic terms, the impact was first marked by a rapid and large fall in global share markets.  The bellwether Dow Jones Index dropped by 37% over 40 days to 23 March, not only ending a lengthy bull market but foreshadowing […]
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All talk but little action

  • On 06/03/2020
International Women’s Day is on Sunday 8 March, and it is worthwhile reflecting on the progress made by women in building their superannuation accounts. We all know the reasons for females retiring with lower income than males: Lifecycle events – including bearing and raising children, and supporting aged parents later in their careers. Barriers – […]
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Does mandatory superannuation add to National Savings?

  • On 02/03/2020
The current Retirement Income Review has generated more news about superannuation.  In the perennial debate about the virtues of our mandatory superannuation system, some commentators have questioned whether the Superannuation Guarantee (SG) regime increases Australia’s national savings, or simply cannibalises existing savings. The debate lies in two parts – do people save more of their […]
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