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Gender bias: does our sex influence investment decision making?

  • On 14/10/2015
It is a question that has intrigued social researchers and behavioural finance thinkers for decades: does gender really influence the way people invest? And while Rice Warner is wary of venturing obliquely into the often tricky topic of gender-based assumptions, our recent exploration of member behaviour when given a choice (as opposed to a default […]
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Valuing financial advice

  • On 30/09/2015
Investor financial literacy and education rank as two primary levers available to superannuation funds that seek to deepen engagement levels with members and improve a member’s retirement decision making and outcomes. So it makes intuitive sense that quality financial advice services would help to underpin the way funds go about enhancing member outcomes. Does financial […]
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Direct life insurers face sales headwinds

  • On 23/09/2015
Australia’s $1.526 billion Direct risk insurance sector faces significant headwinds as momentum for life insurance sales swing heavily towards Group policies sold through superannuation, the Rice Warner Direct Insurance Report 2015 shows. With a relatively stagnant sales environment and increased pressure to reduce policy lapse rates, the Direct sector experienced a slow year for the […]
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Unbundling Australia’s Group Insurance Claims Statistics

  • On 16/09/2015
Shorter waiting periods and speed to claim are highly correlated to a person’s capacity to return to work faster, should they lodge a claim against their income protection policy as part of their Group risk insurance. New statistical analysis by Rice Warner has revealed this and other key insights based on a study of 43 […]
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For Richer, for Poorer

  • On 03/09/2015
Yesterday’s seminal analysis by the Actuaries Institute, “For Richer, for Poorer” outlines the relative wealth of working Australians from young workers through to those approaching retirement.  The White Paper explores the importance of superannuation as part of the wealth profile of Australians at retirement and the different financial risks facing fund members.  It was based […]
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