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Australia’s relentless underinsurance gap

  • On 08/09/2016
Rice Warner’s recently-released Underinsurance in Australia 2015 report highlights once again the critical and relentless gap between the level of insurance needed and the level of insurance cover in place. Our latest research shows that the median level of life cover meets only 61% of basic needs, defined as the minimum required to pay all […]
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Investor preferences – by age and wealth

  • On 31/08/2016
Personal investment decisions depend on an individual’s age, wealth and other personal circumstances, as shown by Rice Warner’s recently-published Personal Investments Market Projections 2015 report. The report analyses the $2.2 trillion in investments held outside superannuation and the family home. Australians have always had a propensity for investing in property and it is no surprise […]
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Start early and use compound interest to build your retirement benefit

  • On 24/08/2016
As the Government prepares the legislation for the May Budget changes to superannuation, it will be aware of the daily media coverage expressing the strong views from various (wealthy) parties. The poor presentation of the changes has led to unnecessary dissatisfaction with superannuation and an emphasis on tax rather than outcomes. This is a side […]
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Australia’s personal investments market

  • On 10/08/2016
Australia’s personal investments market – with total assets of $2,242 billion at June 30, 2015 against $2,032 billion in superannuation at the time – is set to keep growing strongly at 4% a year in real terms over the next 15 years. Rice Warner’s recently-published Personal Investments Market Projections 2015 report points to opportunities for […]
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Productivity Commission – Complacent super industry about to be squeezed?

  • On 03/08/2016
The Australian superannuation industry is large but fragmented. Costs have fallen with the introduction of MySuper and they will fall further once SuperStream is complete. However, there remain critics who claim that the system needs a shake-up and that further economies of scale can be realised. In its final report (November 2014), the Financial System […]
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